Property Transfer Tax
BC applies progressive tax when ownership is registered. Qualifying first-time buyers and qualifying newly built homes may receive full or partial relief.
MORTGAGE CALCULATOR
How much cash will you need to close?
Estimate BC Property Transfer Tax, eligible relief, new-home GST and practical purchase costs—separate from your down payment.BRITISH COLUMBIA
Closing cost calculator
Provincial exemptions depend on legal eligibility, property use, size and registration details. Confirm eligibility with your legal professional.
BC HOME-BUYING COSTS
Closing costs are separate from your down payment
Your down payment reduces the amount financed. Closing costs cover taxes, legal work and transaction expenses that are generally paid in cash around completion.
GST on new homes
GST may apply to new construction. Whether the price includes GST and whether a federal rebate applies depends on the sale and buyer eligibility.
Professional costs
Legal or notary fees vary. Inspections and appraisals are optional estimates and can be set to $0.
Adjustments
Property-tax, utility and strata adjustments depend on dates and seller payments, so use the Other field for a transaction-specific estimate.
Official rule sources
Tax thresholds were verified September 10, 2026 against the Province of British Columbia and Canada Revenue Agency guidance.
BC Property Transfer Tax guidance ↗EXPLORE URBYN